Even a SFF Air cooler will provide 86.7% of the performance that an AIO would bring in the most thermally demanding workloads
Benchmark , CPU , Intel i9-13900K , Review
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Intel i9-13900k Power and Cooling Scaling Overview
In gaming, enforcing a 95 watt power limit results in a 5.7% performance loss. More intensive workloads will cause the decifit will increase, in Cinebench imposing a 95 watt limit results in a 30% performance loss.